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Martini Mortgage Podcast

Dec 25, 2018

There are many misconceptions about buying a home that are believed to be true…the 35th episode of the Martini Mortgage Podcast with Kevin Martini will look at one of the most common ones that may be holding you back from buying a home today.

SPOILER ALERT:  You do not need 20% down to buy a home!

Buyers often overestimate the down payment funds needed to qualify for a home loan.  This overestimation is not just done by first-time homebuyers, it is also done by repeat homebuyers. 

While many believe that they need at least 20% down to buy their dream homes, they do not realize that there are programs available which allow them to put down as little as 3% with the Martini Mortgage Group at Benchmark Mortgage. 

#KEVINMARTINILIVE FACTOID: about 3 out of every 4 first-time homers put less than 20% down to purchase their home.

(check out Kevin Martini on Instagram: @KevinMartiniLive)

Right now you can still get an epic mortgage rate and that rate is most likely better than your older brother or sisters interest rate ten years ago…it is most likely lower than the interest rate you parents got twenty years ago and I bet way better than the rate your grandparents received for their mortgage forty years ago.

Buying a home is a process not an event.  The process includes education and guidance from a trusted mortgage strategist.  To help with education, every season, Kevin Martini creates a Homebuyer Guide that simply and effectively communicates the current market opportunity…it is called: ‘Things to Consider when Buying a Home’ — the guide is free however the information in the pages are priceless.  To get access go to:

If the right thing for you and your family is to purchase a home, buying sooner rather than later could lead to substantial savings. If it is time to take the first trusted Mortgage Strategist Kevin Martini with the Martini Mortgage Group at Benchmark Mortgage at (919) 238-4934.

Kevin Martini | NMLS ID 143962 | Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 5650 Six Forks Road, Suite 101 Raleigh, NC 27609 | (919) 238-4934 | | | Equal Housing Opportunity