Apr 30, 2019
Kevin Martini is not just the host of the Martini Mortgage Podcast. Kevin Martini is a Mortgage Strategist and Branch Manager of the Martini Mortgage Group at Benchmark Mortgage which is located in Raleigh, North Carolina.
Episode 053 of the Martini Mortgage Podcast is about credit. Did you know that, your credit score is determined by which type of company is pulling your credit? Did you know those free website that provide you with a credit score only provide a ‘perspective’ not an actual score that is used to determine if you qualify for debt? Do you know the 5 components of your credit score for a mortgage? These questions and more will be answered in episode 053 of the Martini Mortgage Podcast.
When one is looking to secure a mortgage the credit score is just 1 of 30+ things that are considered. That is correct, credit is just one component and there are mortgage programs available with the Martini Mortgage Group if you have a bump or bruise on your credit. The credit score is not the ONLY factor to determine if you qualify for a home loan.
There are five major components to one’s credit score and they are discussed in this episode. 2 of the 5 carry a disproportioned without on what your credit score will be. See the graphic below.
If you are thinking of buying a home for the 1st time or the 15th time, the process is always the same. Loan first & then find your place to call home.
If you or someone you know has questions about credit or the unique mortgage products offered by the Martini Mortgage Group at Benchmark Mortgage then simply give Kevin Martini a call at (919) 238-4934.
Kevin Martini | NMLS ID 143962 | Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 5650 Six Fork Road, Suite 101, Raleigh, NC 27608 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity