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Martini Mortgage Podcast

Oct 13, 2026

You’re already paying a mortgage every month. It’s just your landlord’s.

What if $15,000 was the only thing standing between you and your own front door?

Episode Summary
The NC 1st Home Advantage Down Payment gives eligible North Carolina buyers $15,000 toward their down payment and closing costs. In this episode,...


Oct 6, 2026

Same ten thousand dollars. One version lands in your bank account on closing day. The other trickles in over thirty years, and part of it might never show up at all.

Episode Summary

The seller credit vs price cut decision is one of the most common questions first-time buyers face when writing an offer, and the instinct...


Sep 30, 2026

NC Home Advantage down payment assistance can provide up to 3% of your first mortgage amount, and most buyers either haven't heard of it or assume it isn't for them. In this episode, Kevin Martini of Martini Mortgage Group breaks down how the North Carolina Housing Finance Agency program works, who qualifies, and how...


Jul 28, 2026

Renewing a lease feels like the safe choice. Most of the time, it's just the choice that asked nothing of you.

[EPISODE SUMMARY]
Renew lease or buy Raleigh is the decision renters face every twelve months, and most of them resolve it by doing nothing at all. Kevin Martini, Certified Mortgage Advisor and Producing...


Jul 14, 2026

Markets never send a warning before they change. By the time you notice, the advantage you were counting on is already gone.

Knowing the right time to buy a house in Raleigh is harder than it sounds, because housing markets rarely signal a shift before it has already happened. In episode 253 of the Martini...